What is the pre-existing condition waiver and does my policy have it?

The Goose USA Plus policy has a pre-existing conditions exclusion. A waiver to the exclusion is available IF the Goose policy is purchased within 20 days of the initial trip payment. The policy wording defines a pre-existing condition as the following:

An illness, disease, or other condition during the sixty (60) -day period immediately prior to the effective date of your policy for which You or Your Traveling Companion, Business Partner, Family Member, Pet, or Service Animal scheduled or booked to travel with You:

• (a) received or received a recommendation for a test, examination, or medical treatment for a condition that first manifested itself, worsened or became acute, or had symptoms that would have prompted a reasonable person to seek diagnosis, care or treatment; or
• (b) took or received a prescription for drugs or medicine. This does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before coverage is effective under this policy.
• (c) required a change in prescribed medication. Change in prescribed medication means the dosage or frequency of a medication has been reduced, increased, stopped, and/or new medications have been prescribed due to the worsening of an underlying condition that is being treated with the medication, unless the change is: (i) between a brand name and a generic medication with comparable dosage; or (ii) an adjustment to insulin or anti-coagulant dosage.

If you need help determining whether or not you have a pre-existing condition, please let us know! For fastest service, email us to have an agent licensed in your state review your circumstances and assist you in determining how the exclusion and waiver may apply to you or your traveling companions. If you prefer to call, please do so at 888-374-6673 Monday through Friday from 6 am to 6 pm PST. 

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