- Goose USA Plus Plan
- Coverage area: Anywhere in the world, except your home State
- Coverage for:
- Emergency Medical expenses:
- This plan provides up to $250,000 of coverage for emergency medical expenses while traveling within the US (but outside your home State) and while traveling anywhere else in the world.
- Emergency travel medical expenses related to COVID-19 can be covered by this plan as COVID is treated as any other sickness (and subject to the same terms, conditions and policy wordings).
- Coverage limits vary depending on where you live (medical coverage limit is $20,000 for residents of Missouri & Washington, per State regulations)
- Trip Cancellation or Trip Interruption expenses:
- This policy also insures your pre-paid, non-refundable trip costs, in the event your travel plans are canceled prior to departure (or interrupted after departure) due to one of the reasons listed in your policy wording.
- Emergency Medical expenses:
- available to travelers 14 days old to 99 years of age
| Coverage Details |
|||
| Goose USA Plus | For residents of NY, OR, MT and PA | For residents of WA & MO only | |
| Benefit | Max per Traveler* | Max per Traveler* | Max per Traveler* |
|
Trip Cancellation
|
100% of Trip Cost | 100% of Trip Cost | 100% of Trip Cost |
|
Trip Interruption
|
150% of Trip Cost | 150% of Trip Cost | 100% of Trip Cost |
|
Accident & Sickness Medical Expense
|
$250,000 | $150,000 | $20,000 |
|
Emergency Medical Evacuation
|
$500,000 | $500,000 | $100,000 |
|
Common Carrier AD&D
|
$25,000 | ||
|
Travel Delay
|
$500 | ||
|
Missed Connection
|
$500 | ||
|
Change Fee
|
$150 | ||
|
Baggage & Personal Effects
|
$1,500 | ||
|
Baggage Delay
|
$250 | ||
|
Pre-Existing Condition Waiver
|
Available - IF the Goose policy is purchased within 20 days of the initial trip payment |
||
|
Coverage Type
|
Primary | Primary | Secondary |
|
Car Rental coverage
|
$40,000 | Not Included | $40,000 |
| *Conditions, limitations, and exclusions may apply. See policy wording for more details. | |||
Policy wordings for this plan can be found here.
Who is the underwriter of this coverage?
This policy is underwritten by United States Fire Insurance Company, a Crum & Forster Group company. U.S. Fire Insurance was founded in 1824 and is now based in New Jersey.
A.M. Best gave U.S. Fire Insurance an “Excellent” rating of “A” with a financial strength outlook of “Stable.” A.M. Best also gave them a credit rating of “A” (one of the top ratings) and a credit rating outlook was designated as “Stable” for the company.
Related articles:
Goose's stand-alone COVID-19/Pandemic Policy for American residents
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